Welcome to TMA Proactive Partners (“Company,” “we,” “our,” “us”). By accessing or using our website www.tmaproactivepartners.com (“Site”), you agree to comply with and be bound by these Terms of Service (“Terms”). Please read them carefully.

1. Acceptance of Terms

By using our Site, you confirm that you are at least 18 years old and legally capable of entering into binding agreements. If you do not agree with these Terms, you must not use our Site.

2. Use of the Website

- You agree to use the Site only for lawful purposes.

- You must not:

- Engage in unauthorized access, hacking, or disruption of the Site.

- Upload or transmit harmful code, malware, or spam.

- Use the Site to infringe on intellectual property rights or violate applicable laws.

3. Intellectual Property

- All content on the Site, including text, graphics, logos, and designs, is the property of TMA Proactive Partners or its licensors.

- You may not copy, reproduce, distribute, or exploit any content without prior written consent.

4. User Submissions

- Any information you provide (e.g., inquiries, feedback, or uploaded materials) must be accurate and lawful.

- By submitting content, you grant us a non-exclusive, royalty-free license to use it for business purposes.

5. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for their content, policies, or practices. Accessing third-party sites is at your own risk.

6. Disclaimers

- The Site is provided “as is” without warranties of any kind, express or implied.

- We do not guarantee uninterrupted access, error-free functionality, or accuracy of information.

7. Limitation of Liability

To the maximum extent permitted by law, TMA Proactive Partners shall not be liable for:

- Any indirect, incidental, or consequential damages arising from your use of the Site.

- Loss of data, profits, or business opportunities resulting from reliance on Site content.

8. Indemnification

You agree to indemnify and hold harmless TMA Proactive Partners, its affiliates, and employees from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the courts located in KwaZulu-Natal.

10. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated “Effective Date.” Continued use of the Site after changes constitutes acceptance of the revised Terms.

11. Contact Us

For questions about these Terms, please contact:

Email: trishana@tmaproactivepartners.com

Phone: +27 73 120 0631

Website: www.tmaproactivepartners.com